Free tool

Tax Savings Estimate Quiz

Find out how much you could be leaving on the table — in under 2 minutes.

This free quiz is for Ontario small business owners — sole proprietors and incorporated alike — who suspect they're paying more tax than they should but aren't sure where the leaks are. Answer six short questions about your business structure, income, expenses, and what you've done in the last year, and the quiz surfaces your top three tax-saving opportunities with a plain explanation of each.

Most Ontario owners overpay tax not because of one big mistake, but because of small habits that add up: incorporating too late, missing the RRSP-versus- dividends trade-off, forgetting to claim home office and vehicle deductions, paying a spouse informally instead of formally, or leaving retained earnings in the corporation without a plan. Tax planning is about spotting those patterns before the year ends — once December closes, most of the levers are locked in.

Curious how the opportunities apply to your specific numbers? See tax planning services or book a free call.

Step 1 of 6Business structure

How is your business currently set up?

Devin O'Brien, CPA, CMA — founder of DVO Financial Consulting, Guelph Ontario

Written and reviewed by Devin O'Brien, CPA, CMA

Founder, DVO Financial Consulting · Guelph, Ontario

15+ years in financial operations and small business advisory.

Learn more about Devin →